Terms of Use

Mackey Advisory Corp. (U.S.) and Mackey Advisory Limited (U.K.) (“we,” “us,” or “our”) provide access to our website www.mackeyadvisory.com, including any related media form, channel, or application (collectively, the “Site”), subject to these Terms of Use (“Terms”). Please read these Terms carefully before using the Site. By accessing or using the Site, you agree to be bound by these Terms. IF YOU DO NOT AGREE, PLEASE DO NOT ACCESS OR USE THE SITE.

We reserve the right to modify or update these Terms at any time. The “Revised” date will indicate the most recent version. Continued use of the Site after posting of changes constitutes acceptance of those changes. We recommend reviewing this page periodically to stay informed about our current Terms.

USE OF THE SITE
The Site is provided for general informational purposes regarding our professional advisory services. You agree to use the Site only for lawful purposes and in a manner consistent with all applicable laws, regulations, and these Terms. You may not use the Site in any way that could damage, disable, overburden, or impair our servers or interfere with another party’s use and enjoyment of the Site.

INTELLECTUAL PROPERTY RIGHTS
All content, design, layout, text, images, logos, graphics, data, and other materials on the Site (collectively, “Content”) are owned or licensed by us and protected under applicable intellectual property laws. You are granted a limited, revocable, non-exclusive license to access and view the Site and its Content for personal or internal business purposes only. No Content may be reproduced, republished, copied, uploaded, posted, transmitted, distributed, or otherwise used without our prior written consent.

NO PROFESSIONAL ADVICE
The information presented on the Site is for general informational purposes only and does not constitute professional, legal, financial, investment, or tax advice. You should not act or refrain from acting based on any information on this Site without seeking appropriate independent professional advice relevant to your situation.

USER RESPONSIBILITIES
You agree not to:

THIRD-PARTY CONTENT AND LINKS
The Site may contain links to third-party websites or resources for your convenience. These links are provided solely as a reference and do not imply endorsement, approval, or responsibility for the content, products, or services offered through those websites. You access such third-party sites at your own risk, and we disclaim all liability arising from your use of them.

DISCLAIMER OF WARRANTIES
THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT DEFECTS WILL BE CORRECTED.

LIMITATION OF LIABILITY
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL MACKEY ADVISORY CORP., MACKEY ADVISORY LIMITED, THEIR DIRECTORS, OFFICERS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR EXEMPLARY DAMAGES ARISING FROM OR RELATING TO YOUR USE OF THE SITE OR ITS CONTENT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING FROM THE SITE SHALL NOT EXCEED ONE HUNDRED (100) U.S. DOLLARS OR THE MINIMUM AMOUNT PERMITTED BY LAW.

INDEMNIFICATION
You agree to indemnify, defend, and hold harmless Mackey Advisory Corp., Mackey Advisory Limited, and their respective affiliates, officers, directors, employees, and agents from and against all claims, losses, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from your use of the Site, your violation of these Terms, or your infringement of any rights of another.

PRIVACY AND DATA PROTECTION
Your use of the Site is also governed by our Privacy Policy and our GDPR Compliance Notice, which are incorporated herein by reference. By using the Site, you acknowledge that you have read and understood those policies.

COOKIES AND TRACKING TECHNOLOGIES
We use cookies and similar technologies to improve site functionality, analytics, and user experience. Your use of the Site constitutes consent to our use of cookies as described in our Cookie Policy.

SECURITY
We implement commercially reasonable administrative, technical, and physical safeguards to protect the integrity and confidentiality of data transmitted through our Site. However, no system is completely secure. You acknowledge that information transmitted online may be subject to unauthorized access or interception.

GOVERNING LAW AND JURISDICTION
These Terms shall be governed by and construed in accordance with the laws of England and Wales, and where applicable, the laws of the State of Delaware, U.S.A., without regard to conflict of law principles. You agree that any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales, or the U.S. federal and state courts located in Delaware, as applicable.

TERMINATION
We reserve the right to terminate or suspend access to the Site, without notice, if we believe you have violated these Terms or engaged in conduct harmful to us or others. Provisions that by their nature should survive termination shall remain in effect, including those related to intellectual property, disclaimers, limitations of liability, and governing law.

SEVERABILITY
If any provision of these Terms is found to be invalid, illegal, or unenforceable, that provision shall be enforced to the fullest extent permitted by law, and the remaining provisions shall continue in full force and effect.

ENTIRE AGREEMENT
These Terms constitute the entire agreement between you and Mackey Advisory regarding your use of the Site and supersede any prior agreements, communications, or understandings.

CONTACT US
If you have any questions, comments, or concerns about these Terms of Use, please contact us at: legal@mackeyadvisory.com